Multi-Bank Open Banking • Automated Wire Ledger Matching — MoTap ERP Yazılım Bilişim İthalat İhracat San. Tic. Ltd. Şti. (İnegöl / Bursa)

Bank Account Integrations & Automated Statement Reconciliation

Consolidate all commercial bank accounts into a single dashboard; automatically fetch incoming/outgoing EFT, wire, and FAST transactions and post them directly to customer ledgers.

Sektörel Problem ve MoTap ERP Çözümü

Logging into 5–6 separate online banking portals every morning with SMS tokens and manually typing wire transfers into the ERP wastes hours and leads to misapplied payments.

MoTap Bank Integration connects via official bank APIs and MT940 feeds to pull real-time transactions across all banks—automatically matching sender IBAN, tax ID, or reference notes to customer ledgers and generating instant receipts.

Modüller ve Teknik Yetenekler

  • Multi-Bank Single-Screen Treasury Cockpit: View live balances across all checking, time-deposit, and foreign currency (TRY/USD/EUR) accounts on one screen.
  • Rule-Based Automated Ledger Posting: Auto-classify customer collections, supplier payouts, bank commissions, and salary transfers with smart rules.
  • Duplicate-Proof Transaction Fingerprinting: Every bank line is fingerprinted by its unique bank reference ID, making duplicate ledger postings impossible.
  • Field Sales Instant Wire Verification: Verify customer wire transfers in 5 seconds without calling the accounting department before releasing goods.
  • HOA Dues & Retail Installment Auto-Closing: Automatically close open retail furniture installments or residential HOA dues as soon as the bank transfer clears.
  • 256-Bit SSL & Role-Restricted Visibility: Restrict staff visibility to customer collection accounts while keeping executive and payroll accounts private.

Üretim ve Operasyon İş Akışı

  1. 01 - Secure Read-Only Bank API Connection: Connect via encrypted, read-only official bank statement APIs—with zero outbound payment permission required.
  2. 02 - Automated Wire, FAST & POS Feed Sync: Aggregate incoming and outgoing TRY, EUR, and USD transactions across all banks into one unified screen.
  3. 03 - Smart Ledger Matching & Auto-Receipt: Identify the payer via IBAN, Tax ID, or invoice/unit number in the memo line and post the ledger receipt automatically.
  4. 04 - Cash Flow Analytics & Customer SMS Receipt: Optionally send an automated payment confirmation SMS to the customer while updating your live treasury dashboard.

Sıkça Sorulan Sorular

Can anyone initiate outbound money transfers through the bank integration?

No! The integration uses strictly Read-Only statement inquiry credentials provided by your bank. Outbound transfers are technically impossible through this API.

What if a customer forgets to write an invoice number in the transfer description?

Yes. The engine matches by sender IBAN and Tax/National ID first—and remembers verified IBANs so future transfers match automatically even with blank memos.

Which Turkish and international banks are supported?

We support all major state, private, and participation banks in Turkey (Garanti BBVA, İşbank, Akbank, Yapı Kredi, Ziraat, Vakıfbank, Halkbank, QNB, Kuveyt Türk, etc.).